Privacy Policy

Use of this website acknowledges your consent to this Privacy Policy for All- Season Powersports Finance . Protecting your private information is our priority and we are committed to safeguarding your privacy online. This Privacy Policy explains what personal information we may collect about you through our website, when we collect it, how we may use it, who we may disclose it to, and is intended to help you understand the terms and conditions surrounding the collection and use of your data.

Personal Information We Collect

Our primary goal in collecting your personal information is to enable us to personalize your interactions and experiences with our website.

We may collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, to you ("Personal Information"). In particular, our website has collected the following categories of Personal Information within the last twelve (12) months:

A. Identifiers

Name, telephone number, postal address, e-mail address, date of birth,   or other information you voluntarily provide to initiate a purchase   transaction.

B. Personal information that identifies, relates to, describes, or is   capable of being associated with, a particular individual, including, but not   limited to, his or her name, signature, address, telephone number, passport   number, driver’s license, insurance policy number, education, employment,   employment history, or any other financial information, Name, address, telephone number, physical address, postal code, email   address, company name, income, or other financial information you may provide   to obtain a quote or complete a purchase transaction.

C. Professional or employment-related information.

Occupation, name of employer, employment status, employment history,   or business email address.

How Your Personal Information Is Collected

We collect Personal Information that you voluntarily give or has been given through some other direct contact from you.

Use of Your Personal Information

We may use or disclose the Personal Information we collect for one or more of the following business purposes:

• To share data with trusted partners or advertisers to help perform statistical analysis, send you email or postal mail, provide customer support, to arrange for deliveries, or for marketing purposes. All such third parties are prohibited from using your Personal Information except to provide these services to us, and they are required to maintain the confidentiality of your information.
• to create, maintain, customize, and secure your account with us.
• to inform you of other products or  services available from us or our affiliates.
• to assist you in locating a dealer or private seller near you.
• to respond to you regarding the reason you contacted us, or future marketing. Unless you ask us not to, we may contact you via phone or email in the future to tell you about specials, new products or services, changes to this Privacy Policy, or to send you      website and service announcement updates which contain important information about the service. We may also communicate with you to provide requested services and in regard to issues relating to their account via e-mail or phone.
• to help diagnose problems with our server, administer the website, conduct attribution reporting, personalize user experiences (including advertising or certain targeted features, such as showcasing previously viewed units), and compile broad statistical data.
• to respond to law enforcement requests  and as required by applicable law, court order, or governmental  regulations.

Use of Cookies

Our website may use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you.

Cookies can be used for various purposes such as to detect whether your device has accessed a particular online service before. We use cookies on pages to make your visit to our website more enjoyable and to enable the use of certain functions, including the ability to identify units that have been previously viewed on your device.

Who We Share Your Personal Information With

We do not sell, rent or lease our customer lists to third parties. We may share your Personal Information with:

• Service providers we use to help deliver our services to you, such as payment service providers;

In the preceding twelve (12) months, we’ve disclosed the following categories of Personal Information for a business purpose:

• Category A: Identifiers.
• Category B: Personal information that identifies, relates to, describes, or is capable of being associated with, a particular individual.
• Category C: Professional or employment-related information.

If we are required to do so by law, or in the good faith belief that such action is necessary, we will disclose your Personal Information, without notice, to: (a) conform to the edicts of the law or comply with legal process served on our company or the website; (b) protect and defend the rights or property of our company; and (c) act under exigent circumstances to protect the personal safety of users of our website, or the public.

Data Retention

We retain Personal Information we collect from you for the period of time that is necessary to fulfill the purposes outlined in this Privacy Policy (for example, to provide you with a service you have requested or to comply with applicable legal, tax or accounting requirements), unless a longer retention period is required or permitted by law.

Access to Third Party Websites

This website may contain links to other sites or online application forms.  Please be aware that we are not responsible for the privacy practices of such other sites. We encourage our users to read the privacy statements of every website that collects personally identifiable information. This privacy statement applies solely to information collected by this website.

Security

We take precautions to protect your information. When you submit sensitive information via our website, your information is protected both online and offline. Whenever we collect sensitive information, that information is encrypted and transmitted to us in a secure way. We collect sensitive Personal Information in online forms you may voluntarily complete to indicate your interest in a unit or service. The computers and servers in which we store Personal Information are kept in a secure environment.

Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:

· Delete your Personal Information from our records; and

· Direct any service providers to delete your Personal Information from their records.

-- Please note that we may not delete your Personal Information if it is necessary to:

        *Complete the transaction for which the Personal Information was collected, provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;

        * Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity;

        * Debug to identify and repair errors that impair existing intended functionality;

        * Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law

        *Comply with an existing legal obligation; or

        *Otherwise use your Personal Information, internally, in a lawful manner that is compatible with the context in which you provided the information.

Updates to this Privacy Policy

We reserve the right to change and update this Privacy Policy. These changes will be made when appropriate, and in a timely manner. We encourage you to examine our Privacy Policy from time to time to ensure you are aware of any changes we may have made. Your continued use of our website following an update to the Privacy Policy indicates your agreement to the same.

How to Exercise Your Rights and Contact Information

If your Personal Information changes (i.e., email address, mailing address), or if you no longer desire to receive information from us, we will endeavor to correct, update, or remove your Personal Information from our records. If you have any questions or comments about this Privacy Policy, the ways in which we collect and use your information described above, your choices and rights regarding such use, please do not hesitate to contact us at nikki@apfinance.ca

• If you contact us directly via email, we may require that you provide us with certain information in order to  verify your identity. We may ask you to provide:
  • Enough information to identify you (e.g. your full name, email address and phone number)
  • A description of what right you want to exercise and the information to which your request relates.

Last Updated January 2025.